Why you might be on track to have more in KiwiSaver than you think

Source: Radio New Zealand

You might be on track to save more than expected in your KiwiSaver. RNZ / Rebekah Parsons-King

You might be on track to save a lot more in your KiwiSaver than you think.

When you receive an annual statement from your KiwiSaver provider, it will show you what lump sum you are on track to have saved by the time you are 65, and what that should mean per week.

The projections are based on assumptions set by the government, which include what returns you can expect from your fund.

These assumptions are also used in most calculators that you might use online.

But the problem is that many funds have been delivering more than twice those projected returns for a number of years.

The government says conservative funds need to assume a return of 2.5 percent a year after fees and tax. Balanced funds need to assume 3.5 percent, growth 4.5 percent and aggressive 5.5 percent.

Morningstar data director Greg Bunkall said the growth fund benchmark had returned 8.8 percent a year for the past 10 years, before inflation.

Rupert Carlyon, founder of Koura Wealth, said tax would take off up to about 1 percent.

“I guess it is important to point out that the last 10 years has delivered market returns of about 14 percent in New Zealand dollar terms, compared to a longer-term average of 9 percent. Blackrock are estimating equity returns for the next 10 years to be in the range of 5 percent to 6 percent. After adjusting for fees and tax, you are well below the 5.5 percent assumption currently used for a growth fund.

“The FMA is potentially being conservative with their assumptions, though I think that is the right approach. You are better off ensuring people have a little more than expected rather than using a heroic assumption that then means they come up short. The flip side is you are encouraging people to save too much and making their goal a little harder than anticipated.

“I don’t think the returns have been reviewed since they were created and it would also be nice to understand the maths on what has driven those returns. “

Mike Taylor, founder of Pie Funds, said there could be an argument to expect 6 percent from growth funds and 8 percent for aggressive funds.

At Kernel, founder Dean Anderson said it was important the assumptions were standardised, and it was better if the assumption was too low rather than too high.

“They’ve created consistency and said we’re not going to enable people to effectively market and attract customers through making up assumptions about the future but conversely it’s obviously now potentially sort of understated – there’s quite a conservative assumption about very long term returns.”

Danielle McKenzie, financial markets manager at the Ministry of Business, Innovation and Employment said the ministry was aware the regulatory formula for calculating future returns on KiwiSaver investments, set out in the Financial Markets Conduct Regulations, needed review.

“This is not in our current work programme but will be considered as we look ahead. There is no timeframe for a review, which will depend on government priorities.”

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Firefighters battle large forestry slash blaze in Canterbury

Source: Radio New Zealand

RNZ / Nate McKinnon

Fire crews have been battling a slash fire in the Canterbury town of Pines Beach overnight.

Emergency services were called to the area, just north of Christchurch, where a blaze started in a large pile of forestry slash.

It was about 30 metres by 40 metres in size.

Fire and Emergency noted it was not in the nearby forest itself.

Two crews were monitoring the fire – with heavy machinery expected to be brought in to put it out at daylight.

FENZ said it would be in the area throughout the morning, and possibly for the rest of the day.

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‘Shop around’: Lamb popular Christmas choice, but prices are up

Source: Radio New Zealand

Lamb is taking centre stage on many Christmas tables around New Zealand this year. Julie Biuso

Lamb is taking centre stage on most Christmas tables around New Zealand this year, according to an online survey from Retail Meat NZ.

But it comes at a cost.

The average retail price of roasting lamb and hogget shot up to a record high in 2025, with Stats NZ’s most recent figures from October at $23.79 a kilogram.

In December 2023 it was $12.99 a kilogram.

Retail price of roasting lamb and hogget in New Zealand. Weighted average per 1kg, Jun 2015–Jun 2025, NZD Supplied / Stats NZ

Beef & Lamb NZ Ltd chief executive Kit Arkwright acknowledged rising prices would be putting pressure on many families.

“The message to consumers is shop around. There are some really great deals out there. There’s obviously the supermarkets, there’s lots of local independent butchers and there’s increasingly more and more online options. And they’re all playing different pricing regimes and are offering different prices. So the biggest message is shop around.”

Looking at supermarket prices around the country, a leg of lamb is generally up above $25 a kilogram.

For those buying a whole lamb leg – usually around 3kg – the price could be at least $75.

One supermarket had a special, with a frozen lamb leg for only $15.90 a kilogram.

General inflation, supply and demand was behind the price rise.

As chairperson of Beef and Lamb New Zealand Kate Acland explained, there were fewer sheep out there.

“Globally there is a shortage of sheep meat, so I think it’s around 5.8 percent down globally.

“Some good news out of New Zealand, we’ve seen even though sheep numbers have dropped off, lamb numbers are actually up on last year.

“From a consumer point of view, hopefully we won’t see too much more upward pressure on prices.”

Acland also encouraged customers to look for specials that would appear before Christmas.

Public domain

‘Kiwis love lamb’

It is the busiest time of year for independent butchers like Phil Pirie, who owned Pirie’s Butchery in the Auckland suburb of Mount Eden.

“Kiwis love lamb and we’ve got the best lamb in the world, you know, now we’re into spring lamb. They’re nice and tender and it’s so versatile too.

“You can do it in the oven, you can low and slow on the BBQ or a quick little butterfied lamb, bit of rock salt, pomegranate.”

Prices had gone up, but Pirie said the customers appreciated quality and he tried to keep the costs down.

“It’s just the way of the world, you know, the price of feed for the farmers… low supply and high demand…. The lamb that we do is actually prime export quality.

“We try and hold back on all prices because we’re a family business and everyone’s got families.”

As for the Christmas lunch, Pirie said there would be lamb and ham on his table.

“I do a lamb oyster and do it low and slow on the BBQ. And then obviously our ham as well that we produce ourselves. It’s tea tree smoked, steam cooked, and yeah, we actually glaze it as well with a nice champagne apricot glaze.

“But my favourite is cutting ham steaks off the ham, nice and thick and grilling it on the barbecue. It’s a real good crowd pleaser.”

And if you had ham left over and you did not have a ham bag, Pirie had a good tip.

“Even just a, I wouldn’t say an old pillowcase, but a pillowcase you haven’t used, and all you do is just soak the bag in water solution with vinegar.

“And then what you do is you pop the ham in the bag and then pop it at the back of the fridge where there’s more cold circulation. And that’ll keep really well. And then every three days, just redo that process again, and you’d be surprised.”

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Immigration New Zealand system outage prompts visa woes for travellers, firms and workers

Source: Radio New Zealand

INZ said there were 900 fewer applications visas approved on Monday, compared to the Monday before. RNZ

Hundreds of visa applications could not be submitted or processed after a fault on a new Immigration New Zealand system.

INZ said there were 900 fewer applications visas approved on Monday, compared to the previous Monday, and the system was still not functioning properly on Wednesday afternoon.

Immigration lawyer Elly Fleming said it had a significant impact on visa applicants and employers.

“INZ has not acknowledged the scale of disruption this is causing for migrants, employers, and families,” she said. “We’ve had several clients affected, waiting for their visas, as well as not being able to lodge employer accreditation applications.”

Among those affected were travellers, workers and businesses, whose visas were essentially “stuck” because the system could not generate documents, she said.

“As a result of this system failure, applicants who have already been approved are unable to receive their visas. This includes people needing to start employment, travel, or maintain lawful status in New Zealand.

“The lack of transparency and the absence of contingency processes are becoming increasingly concerning.”

‘Unexpected challenges’

INZ future services manager Karen Bishop said the agency appreciated the frustration it had caused customers and immigration professionals.

“We are working hard to resolve the issues and will take a pragmatic approach to ensure customers are not disadvantaged.

“Technology platforms require regular upgrades to improve services and performance. While most occur without negatively impacting customers, this recent update was very large and complex, and presented unexpected challenges.”

The online system, called ADEPT, will eventually become the single visa application submission channel and processing system, with several visa types already working that way, most recently international student visas.

Although it gave no numbers of impacted customers, it said Monday’s visa approvals numbered approved about 2300 across the system, compared to about 3200 applications the previous Monday, of which 1300 were in the Enhanced Immigration Online system.

A fix implemented on Tuesday night had significantly reduced upload issues, she added, and as of Wednesday night the system was returning to usual.

“The system is currently available, but some of our customers may still be experiencing occasional issues with the ability to view and upload documents. Customers may notice changes such as occasional document drop-offs; this is being actively addressed.

“The outage led to a delay with visas being issued in Enhanced Immigration Online, but with the fixes we have put in place, these visas are now progressing through the system and being finalised.”

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The elusive Antarctic ice and sediment core that could answer sea level rise questions

Source: Radio New Zealand

An advance crew set out on the traverse from Scott Base for Crary Ice Rise in November, using PistenBully snow vehicles to tow a full drill rig and other essential equipment for the project. Supplied / Anthony Powell (Antarctica NZ)

All Huw Horgan wants for Christmas is a geological core sample.

For the third year running, Huw and the team of scientists he now co-leads are on a quest that takes them to the farthest reaches of Antarctica, hundreds of kilometres from any base.

On the inner edge of the Ross ice shelf, where it meets the main West Antarctic ice sheet covering this part of the continent, they’ll set up camp.

And then they’ll drill.

What they’re after is not minerals, or the fossil fuels driving climate change, but a sediment sample that lies below hundreds of metres of ice.

What it contains will help answer the question of when, and how drastically, the West Antarctic ice sheet might collapse as the climate keeps warming – releasing up to five metres of sea level rise as it goes.

Members of the 2024 SWAIS2°C expedition team install the sea riser – a protective steel casing for the main drill used to collect a coveted core sample. Supplied / Ana Tovey / SWAIS2°C

Plenty of cores have been collected from Antarctica over the years, but extracting one this deep, this far from a permanent base, has never been done.

They’ve already tried twice, but equipment failures have forced the team to abandon the attempt two seasons running.

“What we’re trying to do is difficult, right?” Horgan says. “It’s difficult and it’s a harsh environment. It’s a long way from any support. So we’ve had two attempts prior to this from which we’ve learned a lot.”

This year is not third time lucky. “I think it’s third time really well prepared.”

“It would be really lovely to have a bit of geological core for Christmas down there.”

The field camp is hundreds of kilometres from the nearest Antarctic base, so the expedition team will sleep in tents. Supplied / Ana Tovey / SWAIS2°C

Unlocking the secrets of the West Antarctic Ice Sheet

Over the decades, the work of climate scientists has helped to build an increasingly accurate picture of climate change-driven sea level rise, and what we might expect in the coming years.

But there are some crucial gaps.

“If we look at sea level rise estimates up to the end of the century, they range anywhere between about 30 centimeters and about a metre, or even, with some estimates, double that,” Horgan says. “A lot of the uncertainty in those estimates come from the West Antarctic.”

At the moment, the West Antarctic Ice Sheet is protected by ice shelves – floating layers of ice formed by the ice sheet flowing off the Antarctic continent.

Without them, the flow of ice into the ocean will accelerate, meaning the potential collapse of the entire ice sheet.

Some of these smaller shelves could collapse within years, but the Ross Ice Shelf, the largest of them, is still stable – for now.

Whether that will remain true as the climate warms, and the ocean with it, is one of the uncertainties.

Before the team can even start drilling, an advance team completed a 1100km traverse across the Ross Ice Shelf, dodging crevasses, to reach their field camp and drilling site. Supplied / Quantarctica Norwegian Polar Institute / SWAIS2C

Before the team could even start drilling, an advance team towing the rig and freight containers of equipment had to complete a 1100km traverse across the Ross Ice Shelf – dodging crevasses – to reach their field camp and drilling site.

Antarctic Research Centre director Rob McKay – who will be offering support from New Zealand – says it’s clear from ice sheet models that ice loss can rapidly accelerate.

“We just don’t know under what threshold, what temperature change that would occur under. Is it 1.5°C, 2°C, as defined by the target of dangerous climate change, by the Paris Climate Agreement?”

That’s where the expedition – formally known as SWAIS2°C (Sensitivity of the West Antarctic Ice Sheet to 2°C) – comes in.

“We’re trying to drill to find, when was the last time it was those temperatures and did we lose completely the West Antarctic ice sheet?” Rob says.

“That will help us fine-tune those models … that are predicting future sea level loss.”

A finely tuned machine

A few weeks ago, an advance crew set out on an 1100km journey across the Ross Ice Shelf, using snow vehicles to lug tents, provisions, and a huge drilling rig; navigating crevasses as they went.

An advance crew set out on the traverse from Scott Base for Crary Ice Rise in November, using PistenBully snow vehicles to tow a full drill rig and other essential equipment for the project. Supplied / Anthony Powell (Antarctica NZ)

They were heading for Crary Ice Rise, this season’s sampling location, where hundreds of metres of ice sits directly on top of bedrock.

With a rudimentary camp set up and a runway on the ice cleared, the rest of the 29-strong team will gradually assemble, flying first to Scott Base and then on to Crary to continue building up the site.

Horgan is one of this year’s two co-chief scientists on the ice.

“It’s not a town, but it’s certainly a small neighborhood of tents,” he says. “So there’ll be a couple of weeks of preparation, a very large drill tent has to be put up, all of the hot water drilling system has to be installed in that tent, and then the deep drilling system has to be installed.”

The drill system itself is a traditional drilling rig of the same type that’s used in mining, and the irony is not lost on Rob McKay.

“Rather perversely, we’re looking for climate change, but we’re using extractive industry technology to get these climate records that are preserved in the sediment.”

Huw Horgan is one of two co-chief scientists in Antarctica this year, for the project’s third expedition. Supplied / Anthony Powell (Antarctica NZ)

Once everything is in place, the team will have a window of about 10 days to complete the drilling.

First up is the hot water drilling team, whose task is to get through more than 500m of ice.

“That’s no small undertaking,” Horgan says. “The hole they make is about 35cm wide, right down to the base of the ice sheet.”

From there, the rock drilling team takes over, with the aim of extracting up to 200m of sediment from beneath the ice sheet.

The whole time they’re drilling, the hole through the ice will be threatening to close over.

“It’s cold, and it’s pressing in from the side, so we continuously have to be feeding hot water down through the system,” Horgan says. “And the rock drilling team is spinning their drill down at the base and pulling up geological core three metres at a time.”

Members of the 2024 expedition team assemble pieces of the sea riser – a protective steel casing for the main drill. Supplied / Ana Tovey / SWAIS2°C

For the first two seasons, the team was drilling at a different site, where there was an ‘ocean cavity’ – a layer of sea water between the bottom of the ice sheet and the sediment layer.

At the new site, there’s no water – the ice sheet sits directly on top of the rock.

McKay says while that means the team doesn’t need to contend with the ice sheet shifting with the tides, it creates a different technical challenge.

“When the ice is actually sitting on the ground, that ground ends up being frozen. So what we want to make sure is that that drill pipe is spinning fast enough and there’s enough heat going down the hole that it doesn’t actually freeze and stick in the hole.”

They also don’t know whether they’ll encounter chunks of ice encased in the sediment layer, which could add to the challenge.

“It’s what we call frontier science,” McKay says. “We’ll find out only when we’re drilling.”

The process of extracting the core has several stages, each with different technical challenges, made more difficult by the harsh Antarctic conditions the team is working in. Supplied / SWAIS2C

Try – and try again

During both previous attempts, the bad news landed in late December like a lump of coal.

“I’ve destroyed one Christmas Eve dinner with the first news, and then I think it was the 23rd of December last year.”

Unlike the team on the ice, though, Rob had the “luxury” of being surrounded by family.

“I know it sounds romantic being in a tent in Antarctica and the adventure of all that, but when you invest so much of your life into this and then you have to sit there for two or three weeks after not achieving your objectives… their disappointment far outweighs mine.”

Last year’s expedition camp and drilling site was located near the Kamb Ice Stream, on the Ross Ice Shelf – hundreds of kilometres from Scott Base and thousands of kilometres from family and friends. Supplied / Anthony Powell (Antarctica NZ)

Different things have gone wrong in each season, Huw says.

The team that headed down in 2023 were using a novel fibreglass drill tube, which would have had great pay-off if it had worked. But it didn’t behave as expected at extremely cold temperatures, and they were forced to abandon the drilling.

Next season they headed back with more conventional steel equipment, but the main drive shaft – “the part that never breaks” – broke.

Despite that, Horgan says they’re sticking with steel. “There’s been a great deal of work, a great deal of testing, and some great failsafes, some redundancies built into it, giving us more confidence.”

There is no question of giving up the project. “We don’t do it because we think it’s fun. We do it because it’s important.”

Huw Horgan’s co-chief scientist on the ice, Molly Patterson, says it’s always disappointing when something doesn’t work.

“But … those setbacks and challenges are really a part of this process of success that maybe we don’t talk about in science enough.”

She’s been encouraged by how the drillers and engineers have responded in the intervening year. “That’s actually what gives me a lot of confidence going into this season.”

Molly Patterson is one of two co-chief scientists in Antarctica this year, for the third expedition of the Sensitivity of the West Antarctic Ice Sheet to 2°C project. Supplied / Ana Tovey (GNS)

She pays “enough” attention to climate politics to really want the project to succeed this year, though. “I guess that might be the best way to say that. I think science just needs a win right now.”

What they find could have huge implications for communities.

“Globally, there’s about 68 million people that live near coastlines and are going to be exposed to these hazards that are caused by sea level rise,” Patterson says.

Seas are already rising, and some Antarctic melt is inevitable.

“We see our job as helping to determine sort of how much and how fast sea level is going to rise,” Huw says. “That’s where we have to hand it over to policymakers and to engineers and to our coastal communities so they can then use that knowledge to adapt and prepare in the best way fit.”

There is no time to hesitate, she says.

“These systems can move quickly, they can move in unexpected ways. On one level that doesn’t scare me, but to have that knowledge and to not act on it, that scares me.”

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A breakdown of your no-bra summer

Source: Radio New Zealand

A few weeks ago, Lou Heller, a stylist, saw a trend from her social media in real life at a New Zealand Fashion Week event in Christchurch.

A young woman at the event, who looked in her 20s, was wearing a sheer black dress. In lieu of a bra, she wore a bright purple bikini top, the pop of colour a perfect partner to the black.

“And she looked amazing,” says Lou, of the woman who wore the look confidently on her fuller figure, a push against the new wave of skinny models recently returning to fashion runways.

Singer-songwriter Charli XCX isn’t afraid of some nipple show and going out without a bra.

THIBAUD MORITZ

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Ombudsman investigating Hawke’s Bay Regional Council’s role in post-cyclone buyout

Source: Radio New Zealand

Some people do not want to leave land that was red zoned after Cyclone Gabrielle, while others have accepted pay-outs but continue to own their red-zone land but are not able to live on it. RNZ / Alexa Cook

The Ombudsman is investigating the Hawke’s Bay Regional Council’s role in the post-cyclone buyout scheme after a number of complaints were made.

The council was responsible for putting thousands of properties into categories 1, 2 and 3 after Cyclone Gabrielle hit in 2023. It meant hundreds of people left the areas of Esk Valley, Tangoio and Pakowhai.

Category 3 is essentially a ‘red zone’ as the council deemed the risk to life ‘intolerable’ and created a buy out scheme for residents, although some people refused to leave and have remained living there.

“We are currently investigating complaints from 11 individuals about the Hawkes Bay Regional Council’s land categorisation process,” a spokesperson for the Ombudsman said.

The Ombudsman’s office told RNZ that the Chief Ombudsman, John Allen, was required by law to keep his enquiries confidential, so he was “unable to comment in any more detail about them at this stage”.

“In August, during an engagement visit to the region, Mr Allen also met with some of the residents with concerns about the land categorisation and buy-back scheme. He also talked to local authorities. The purpose was to listen to the different perspectives and to understand the issues.”

The aftermath of massive flooding that swept through the Esk Valley during Cyclone Gabrielle. The river’s normal path can be seen running down the right of the valley. RNZ / Sally Murphy

The Hawke’s Bay Regional Council (HBRC) told RNZ it “welcomes the Ombudsman’s involvement”, and that there are “a very small number of complaints remaining”.

“For those complaints that Council was unable to resolve, we encouraged the complainants to direct their concerns to the Office of the Ombudsman so an independent party could assist with resolution.

“We acknowledge and respect the role that the Ombudsman plays in supporting Councils and their communities to navigate complex issues of this nature,” a spokesperson said.

The council said it was confident the land categorisation process was carried out correctly and fairly.

“Council considers it administered the Hawke’s Bay Regional Council Land Categorisation Process and Framework appropriately.”

‘I’m angry, why put everyone through all that?’

In November, HBRC announced it was phasing out the land categorisation labels, saying once it upgraded flood hazards maps the Category 3 land would no longer be classified this way.

Tangoio landowner Jennifer Gibson disagreed with HBRC. Her family owned a section by the beach where they were planning to build a home, but then after the cyclone it was classified as Category 3.

“It was about the beach dream, working hard to finally realise our dream just to have it taken away,” she said.

The family eventually accepted a buyout offer from the council, but Gibson told RNZ there was a lack of consultation and the decision felt forced on them.

“It really was a disastrous time with a whole lot of back and forth emails and phone calls trying to stop it from happening – it all came to nothing and now they are changing their minds. It’s pretty frustrating.

“I’m angry, why put everyone through all that? There was a lot of money spent on the categorisations, lot of people put a lot of effort and time into it. What a waste of ratepayer money,” she said.

Gibson said if she had known the council was going to phase out Category 3 then she would not have taken its buyout offer.

“I’d like the option to have my land back. The council owns my land. I wanted to buy back the title off them and not build on it ever, but just have a little garden reserve where I can camp in summer. But they refused to let me do that,” she said.

Flood damage in the Esk Valley in Hawke’s Bay. RNZ / Tess Brunton

While the regional council was in charge of categorising the land, Hastings District Council (HDC) was responsible for the buy-out policy in Category 3. A spokesperson told RNZ they felt the process was fair, transparent and robust.

“The buyout offers were voluntary, all the information was shared with all property owners and all followed the same process, ultimately assessed by an independent panel. In addition all property owners had the opportunity to carry out independent valuations.

“When these owners sold their land to HDC through the buyout process a covenant was placed on the title which permanently restricts the ability to use the land for temporary or permanent residential purposes,” said the spokesperson.

HDC said although HBRC’s Category 3 terminology may be phased out when updated flood risk modelling is completed, “it does not remove the risk to life in these locations”.

The regional council said with respect to land categorisation, which HBRC was responsible for, property owners had considerable opportunity to participate in the process over the past two years via notification of provisional categorisations, public meetings and opportunities for individual reassessment.

“The intention has always been to retire land categorisation once updated flood modelling had been completed, and when all properties have moved out of Category 2C to 1.”

The council said it was talking to some Category 3 property owners who wished to have their categorisation removed.

We remain open to considering additional information, not previously available to Council’s experts, regarding their properties and the property owners may also obtain their own independent expert opinion that supports their view on risk which Council will consider.”

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The stories that defined a year

Source: Radio New Zealand

From left to right: Alexia Russell, Sharon Brettkelly, Davina Zimmer, Gwen McClure and Amanda Gillies Cole Eastham-Farrelly

As the year draws to a close, The Detail looks back at 12 months of deep dives, sharp analysis, and the kinds of conversations that helped New Zealanders make sense of a turbulent, fast-moving world

If 2025 had a national soundtrack, it would be a layered mix of money worries, power struggles, climate shocks, consumer battles, and sporting turbulence.

And The Detail has spent the year listening to each beat, producing a full deep-dive look at each genre, offering not just a record of what has happened but a guide to understanding how – and why – it matters.

The team – Alexia Russell, Amanda Gillies, Davina Zimmer, Gwen McClure, and Sharon Brettkelly – has worked to slow down the news cycle just enough to understand it.

We have gone to the experts – economists, environmentalists, journalists, CEOs, lawyers, doctors, among others – to untangle the complexities of financial policy, to reveal the human stories behind climate change, to hold those in power to account, and to examine sporting wins and losses – and, boy, those losses on the world stage have hurt.

We have tried to guide listeners through the wide-ranging ripple effects of the cost-of-living crunch that has refused to ease, and to tap into the growing frustrations of New Zealanders trying to navigate both online scams and advances.

We have explored why environmental decisions have become some of the most decisive – and divisive – political flashpoints.

Sharon Brettkelly also travelled to Taiwan, interviewing locals about what it is like to live in the shadow of China and to face a possible invasion.

In central Taipei. Sharon Brettkelly

Once a year in Taiwan, she discovered, air raid sirens ring out in a warning to residents to take cover against an attack. Locals know the drill because [https://newsroom.co.nz/2025/10/06/not-if-but-when-taiwan-waits-for-china-to-leap/

it has been going on for years].

And while she was there, she caught up with Mark Hanson, a Taiwan-based New Zealand journalist, about the onslaught of disinformation, looking at claims that mainland China uses influencers, television stars, offshore “content farms” and generative artificial intelligence to swamp the island state with disinformation.

Her international travels also took her to Jordan, where the tourism industry propping up the country’s economy has been all but decimated by the war in neighbouring Israel.

It may have been peak tourist season during her visit, but visitor numbers were “very weak”, hurting everyone from Bedouin guides to the horse and donkey owners whose livelihoods are in ruins.

The war in Gaza has severely impacted Jordan’s tourism industry. Pietra Brettkelly

A 2025 highlight for Brettkelly was her interview with the young heroes behind a mercy dash to Antarctica to rescue a patient who needed urgent medical care. Brettkelly delved into the life and death decisions made, and what happens when you get beyond the point of safe return, and the weather turns bad.

Amanda Gillies covered the long and chaotic Tom Phillips saga that captured a global audience and ended in a hail of bullets.

The morning after the wanted father was shot dead by police, she spoke to Stuff journalist Tony Wall, [ https://newsroom.co.nz/2025/09/10/the-confused-and-chaotic-legacy-of-tom-phillips/

who’s followed the story since day one], and who was on the ground in Marokopa just hours after the fatal shooting, making his way there via a goat track after roads were closed off.

It was The Detail’s most listened to podcast for the year, by quite some distance.

Gillies also took the country’s political temperature, a year out from the next general election, revealing New Zealand is feeling restless and tired, not just of politics, but of politicians.

Prime Minister Christopher Luxon and Labour Party leader Chris Hipkins. RNZ

The public mood is “one of disillusionment with a lot of the political scene, frankly”, former political editor turned RNZ investigative reporter and host Guyon Espiner told Gillies.

Her sporting episodes ranged from the All Blacks’ evolving identity and the resurgence of women’s sport, to match fixing and Chronic Traumatic Encephalopathy (CTE), described as a silent killer – a dark and devastating side of contact sport that is only revealed after death. https://newsroom.co.nz/2025/09/01/the-silent-killer-of-kiwi-sport/

Among those who spoke to Gillies were top sports journalists and commentators Suzanne McFadden, Rikki Swannell, Dana Johannsen, Dylan Cleaver, Phil Gifford, Elliott Smith, and Jamie Wall.

Alexia Russell tackled a subject most people don’t want to talk about – their death and post-mortem wishes. But as she pointed out, there are so many reasons to have that conversation, and to write a will.

She spoke to a couple who learned the hard way what happens when you don’t have a will, and to the Public Trust about the [ https://newsroom.co.nz/2025/07/14/why-you-should-write-a-will-now/

costs, procedures, and pitfalls] involved when drawing up – or putting off – a will.

‘Funding a good death’ was the headline on Russell’s story on the woefully underfunded palliative care system.

Yes, she said at the time, it was “another story about the stretched New Zealand health service”, but it affects 89 percent of us who will die naturally and will require nursing at the end of their lives.

She revealed why the palliative care sector, much of it provided through the efforts of volunteers, has felt under attack.

Sue Ira says healthy, uncompacted soils are nature’s quiet way of keeping the water cycle working as it should. Davina Zimmer

And Russell wasn’t afraid to get her hands dirty for a podcast on stormwater solutions lying in the soil.

She spoke to an industry expert in water-sensitive design – who had a spade in hand for the interview – about raising awareness of how we treat the most fundamental rain sponge in our cities – soil.

Natural disasters, including Auckland’s Anniversary weekend floods in 2023 and the Christchurch earthquakes, have prompted some regions to rethink flooding issues.

The soil found in new development areas has often been compacted so tightly that it’s lost all its nutrients and sponge-like capacity to absorb water. Davina Zimmer

On a lighter note, Russell caught up with Kiwi actor Bruce Hopkins, who played Gamling in The Lord of the Rings, and who gave her an exclusive insight into the mateship among the cast behind this ground-breaking and loved trilogy.

With a tape recorder in hand, he reunited with most of the core cast at a fantasy fan convention in London and told Russell he was blown away 25 years ago by the camaraderie on the original set, and those bonds are still in place. Fans were delighted.

Just weeks before Christmas, Gwen McClure looked at the terror under the tree – the toys that can kill.

In the wake of the asbestos-contaminated sand, toy recalls, and children’s products failing safety tests, she asked how to shop for your kids this festive season.

With the cost of living sky-high, McClure appreciated that there is temptation to turn to cheap international e-commerce sites. But Gemma Rasmussen, Consumer NZ’s head of research and advocacy, gave her one piece of advice on that for listeners: don’t.

Consumer New Zealand and McClure also examined sunscreen brands, highlighting 16 of 20 tested products that came back lower than their SPF labels.

Yet, it didn’t lead to them being pulled from New Zealand shelves.

The episode explained the laws around sunscreen and where enforcement falls short, and what consumers can do to ensure they’re getting good protection from their sunscreens.

Another podcast by McClure delved into the health crisis being pushed by a drug crisis in Fiji.

A growing HIV outbreak there is being driven by a methamphetamine crisis, and an expert told McClure that the country could become a semi-Narco state.

Simon Peterson, Chief Customs Officer, Child Exploitation Operations Team Greenstone

When Davina Zimmer did a [ https://newsroom.co.nz/2025/11/18/nzs-child-sexual-exploitation-crisis/

podcast episode about how Customs tries to stop child sexual exploitation material ] at our borders, listeners were in touch, wanting to know what happens to the perpetrators.

So she talked to two experts about the next steps, after the material is found, and what needs to change in New Zealand’s approach to handling the crisis.

Zimmer also looked into burnout, which she found out is increasingly becoming the norm, with a multitude of factors pushing New Zealanders across the country to breaking point. Think job insecurity, tight economic times, and pressure to always be on the clock.

But one expert says the tide is changing with a new generation entering the workforce, who are prioritising health and wellbeing.

Turtles, the pet turned pest, were another one in Zimmer’s file this year.

She spoke to the head of Natural Environment Specialist Services at Auckland Council, and revealed that turtles are disturbing native wildlife, muddying waterways, and killing the occasional possum, cat, or rabbit along the way.

Donna Moot has been running her turtle rescue for almost 20 years. Supplied

And that brings to an end the snapshot of our “news year” soundtrack. It had a little bit of everything, with a blended thump of household budgets, the clash of politics, the swell of environment stories, the sting of consumer pressures and the roar of sport.

The team thanks every person who gave up their time to share their knowledge and insight for a podcast this year; it’s always appreciated. A special shout-out to guest podcast hosts Connor McLay, Susana Lei’ataua, and Jimmy Ellingham, and also to the journalists at Newsroom, who were regular guests.

The Detail was honoured to be named the best news and current affairs podcast at the 2025 NZ Radio and Podcast Awards, and to receive Gold for Best Current Affairs Podcast at the 2025 NZ Podcast Awards.

Check out how to listen to and follow The Detail here.

You can also stay up-to-date by liking us on Facebook or following us on Twitter.

– Published by EveningReport.nz and AsiaPacificReport.nz, see: MIL OSI in partnership with Radio New Zealand

Borrowers get refunds in $15m student loan error

Source: Radio New Zealand

Inland Revenue has rectified an error that affected more than 150,000 student loan borrowers. RNZ

An Inland Revenue system fix last weekend has rectified an error that affected more than 150,000 student loan borrowers.

Inland Revenue said in 2020, as part of its business transformation project, student loan accounts were moved into a new system.

“This was extremely complex and with complexity errors can arise.”

Last year, Inland Revenue found an error with the student loan interest calculation for some student loan accounts, which resulted in borrowers being overcharged or underchanged interest. The error was worth $15 million.

“Student loan interest calculations are complex, and some of the underlying causes relate to before the system upgrades were made through our business transformation.

“It took some time for us to establish the causes, establish fixes and test them. We also needed to do some manual work in preparation for making a system fix. Implementing the system fix required a system outage and to limit the impact the outage needed to take place on a weekend that is not on (or close to) a significant tax filing date.

“Inland Revenue successfully implemented a system fix over the weekend of 6 and 7 December 2025. We are confident that the system fix we have implemented has resolved this system error,” a spokesperson said.

About 23,000 people who had paid off their loans had been given a refund, an average of $10.50.

Another 64,500 still paying off their student loans received a credit, of an average $10.

About 67,000 people had interest added and then written off. IRD said most had less than $20 written off.

IRD said it had notified the affected borrowers.

“Customers will not receive an unexpected bill due to this error. Inland Revenue has written off the undercharged interested that was applied to affected customers’ accounts. Customers have been credited overcharged interest or refunded if the loan has been repaid.

“The total amount written off due to this error is approximately $15 million, which is less than 0.1 percent of all student loan balances.”

One affected borrower said she had been told she owed $276.61 for loan interest that was incorrectly calculated during her time overseas.

She refused to pay while she asked for more information, during which time IRD contacted her employer to deduct from her pay directly.

When she filed an Official Information Act request to find out more about what had happened, she was told the balance had been reduced to zero.

She was then told the problem had been resolved and she was getting a $1.31 refund.

Inland Revenue said it was not always possible to fix problems immediately.

“Some errors take time to be discovered and appropriate fixes to be worked through. When we do find an error, or someone alerts us to something that is not working as intended, we work as quickly as we can to understand what the error is and fix it. Every year, we update our systems and processes multiple times to make improvements. While very few errors come from these updates, occasionally there are some.”

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– Published by EveningReport.nz and AsiaPacificReport.nz, see: MIL OSI in partnership with Radio New Zealand

Associate transport minister bars Holcim from using foreign-flagged ship for transport

Source: Radio New Zealand

A Holcim Cement plant on the West Coast. RNZ / Tracy Neal

A multinational cement company says local seafaring jobs will suffer if it cannot transport its product around New Zealand on a foreign-flagged ship.

Holcim said it had entered a time charter with Swiss-based NovaAlgoma Cement Carriers (NACC), which had agreed to provide a temporary ship for three years while Holcim built a replacement for its ageing vessel.

But on Wednesday, Associate Transport Minister James Meager declined NACC’s application for authorisation to operate a coastal shipping service in New Zealand waters.

“The minister’s decision has chosen road transport over coastal shipping,” Holcim said in a statement.

“This prevents a temporary coastal shipping solution while Holcim sought a purpose-built vessel as a replacement for the inefficient and costly 27-year-old MV Buffalo.”

Meager told RNZ Holcim’s bid did not meet maritime law requirements.

Associate Transport Minister James Meager. RNZ / Samuel Rillstone

Coastal cargo can generally only be carried by a New Zealand ship unless authorisation to carry coastal cargo under section 198(2) of the Maritime Transport Act is given.

Meager said while foreign ships could carry coastal cargo in certain situations, he did not believe Holcim’s application met the intent of the law, aimed at protecting New Zealand coastal shipping for local commercial interests.

“Generally, those authorisations are very short, if not one-off cargo movements to fill a gap or where a vessel is not immediately available. After careful consideration, we made the decision that the application did not meet that threshold.

“I appreciate that there has been a high degree of interest in the outcome of the application. The public should have confidence that all authorisations to carry coastal cargo align with the intent of section 198 of the Act, and that has been my priority throughout this process.”

Holcim said that with the NACC unable to commit to a locally flagged vessel for the short-term charter, and no other local vessels capable of meeting the supply of cement required to keep up with demand, it had no choice but to spend millions of dollars pivoting to road transport.

“This is an undesirable, but now necessary, decision. We have to ensure the continuation of cement supply to our customers across both the North and South Islands. Approximately 15,000 additional tonnes of bulk cement must now be hauled in over 500 trucks on roads every month.

“Creating a much larger road transport supply chain will cost Holcim millions of dollars. There will come a point where the significant investment in the road network will make a return to coastal shipping unviable.

“The Minister has blocked our credible alternative, so to claim his decision protects local shipping capacity is incorrect. It reduces it. We have viable solutions, including the continued use of coastal shipping, and had hoped the Minister would be open to discussing them, but he would not meet with us.”

Meager said Holcim could work with the Transport Ministry to find a solution for transporting cement around the country.

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– Published by EveningReport.nz and AsiaPacificReport.nz, see: MIL OSI in partnership with Radio New Zealand