‘Sheer panic’: Dual-citizenship Brits have to get UK passport to return

Source: Radio New Zealand

Vince, who moved with Diane from England in 1966, thought: “There’s no way they would penalise me just because I am British.” Supplied

  • Dual New Zealand nationals will need to get a British passport
  • Thousands of travellers are affected
  • Changes come in next month – Brits can no longer use an electronic travel authorisation (ETA)

Dual British-New Zealand citizens are angry and bemused after discovering they have to pay hundreds of dollars to return to their country of birth.

Travel agents are warning that many passengers are unaware of the change, which will come into effect for expat British and Irish dual citizens from next month.

While other visitors can pay $37 for an electronic travel authorisation (ETA), New Zealand passport holders born in Britain will have to travel on a UK passport – and some say it is not straightforward to get one.

Vince and Diane, who live on Auckland’s North Shore, moved from England in 1966.

They were shocked to find they could no longer visit British family and friends without first applying for a UK passport; the last time they used one was 50 years ago. From the end of February, they cannot use their New Zealand passport, as UK citizens will no longer be eligible for ETAs.

Vince, who asked that his surname not be published, did not believe it when he first heard the news.

“I said, no, that’s a load of absolute rubbish. There’s no way they would do that. There’s no way they would penalise me just because I am British. So then I did some research and it is definite that on the 25th of February if you’re a dual citizen and you’re born in Britain, then you have to have a British passport.

“If you as a Kiwi [born in NZ] wanted to go to Britain, no problem at all – just use your Kiwi passport.”

It put British citizens in a worse position in their own country than visa-waiver travellers – such as New Zealand-born citizens using ETAs, he said.

His shock at the cost was matched by his outrage at the bureaucracy involved – including finding a UK passport holder to confirm his identity, form-filling, the possibility of an in-person interview at the embassy in Wellington, and having to post his New Zealand passport.

“If you don’t want to send the passport, which I didn’t, you have to send a photocopy of every page. And they make the point that even if the pages are blank, you’ve got to send a photocopy. So I sent 42 pages, 41 of which were blank. Isn’t that fantastic? So, yeah, this is bureaucracy gone mad.”

Vince considered whether he could get around the rule by hoping authorities assumed he was New Zealand-born – but then realised his NZ passport reveals he was born in the English city of Coventry.

The wait for a new British passport would be worrying for people with travel already booked or who had an emergency, he said.

A new passport seemed a better option than an alternative the UK government is offering – a ‘certificate of entitlement’ costing £589/NZ$1373 compared to £94.50/$220 for an adult passport – but it is still much more than an ETA (£16/$37 for two years), and a lot more work.

“Up until now, it’s cost me around about $600, copious amounts of form filling in, and now we’re still waiting to see what else they want. It has to go by special delivery – there is only one way the post office will accept old passports and that costs $121. Absolutely ridiculous. And we’re in our 80s, we’ll probably only ever go [to England] one more time.”

‘Absolute chaos’

Another Briton – who asked only to be identified as Jane for privacy reasons – said her dual-citizen husband had lived in New Zealand for about 18 years. He was able to travel back with an ETA last time he went, and found out through social media he needs a passport the next time he returns.

They are worried that others who are making urgent trips to see old or dying relatives will find out too late about the rule change, costs and potential timeframes. Hundreds of thousands of people would be affected among Commonwealth countries and elsewhere, said Jane.

“This is what’s happening to so many expats, not just in New Zealand, but all over the world. They’re basically being forced into this because essentially, they’re not going to be able to go back to the country of their birth. And I just think it’s really, really wrong the way it’s been done.

“When you’ve got parents that are older, you have to go back. So we’re fortunate that his [her husband’s] mum is well enough that she can actually come out here, but if God forbid anything happens to her, she’s 80, he needs to be able to get back.”

Their children are NZ citizens by birth so only need a ETA. “So my son has just literally gone on his New Zealand passport,” she said.

“But my husband’s had to go to Warehouse Stationery and get all 40 pages of his New Zealand passport printed out in colour. And then he’s having to post that back along with his expired British passport. And now New Zealand Post are basically charging 120 bucks because they’re insisting it’s got to go registered [post]. So there’s just all this money being made.

“And are you telling me there’s going to be people in the British passport office that are going to sit there leafing through each individual page? I think they’ve really underestimated the volume of work that this is going to actually generate and the mounds of paper.”

She suspected it was a revenue-making exercise, though others feared it was more of a data-grab.

“I was talking to a friend of mine yesterday who’s a travel agent, and she’s in the same situation, she’s got elderly relatives. And she said it’s going to be absolute chaos at the airports in February when this happens, because the people that are aware of it, it’s only the tip of the iceberg.

“I think there’s so many people that are going to get caught out and not being able to board those flights. It’s going to be a nightmare. She said, ‘I don’t ask every customer what passport they’ve got’. There’s people that don’t even use travel agents. So many people nowadays just book the flights themselves.”

No passport, no fly

She recalled the ‘sheer panic’ of realising she needed a US transit visa to get back to New Zealand some years ago.

“It was most stressful few hours of my life,” she said. “And this is what people are going to [go through] when they get to the airport at the end of next month and they’re not going to be allowed to board the plane. And it’ll be the first they’ve heard of it.

“I haven’t got an issue with ETAs because even New Zealand has an ETA now and the US do the whole transit visa. It’s just the fact is they’re forcing people to get these British passports and the rigmarole you have to go through to actually do it.”

For those without a British passport or the option of an ETA, the final option on the table is renouncing UK citizenship, but that is a step too far for many people – and still is not free (£482/$1124 NZD).

“People don’t want to renounce their UK citizenship, but equally they don’t want to be forced into having to jump through all these hoops to travel into a country where you can legally travel into,” said Jane.

Meanwhile, Vince said he had been tempted to arrive with his NZ passport and British birth certificate and seeing whether UK officials would turn him away at the border. He decided against it, as the main obstacle seemed to be getting past through check-in at the airport.

“I’m wondering if somebody in the UK passport office will suddenly realise, ‘hey, we’ve made a huge mistake here’ – because this will affect thousands of people in so many countries,” said Vince. “I mean, Canada, NZ, Australia – it’s going to be bigger than Elvis.”

Reasons for the change

The High Commission in Wellington has been approached for comment.

A House of Commons Library’s research paper published last week said there was no specific legal requirement for British citizens to travel on a British passport, but ‘in practice, pre-departure checks for UK-bound travellers made it difficult to travel to the UK without one’. It provided the following advice and background on why the issue had arisen.

How do British citizens show they have the right to enter the UK?

All British citizens have the right of abode in the UK (meaning, the entitlement to live or work in the UK without any immigration restrictions). This makes them exempt from immigration control. They don’t need an immigration officer’s permission to enter the UK, but they must be able to demonstrate that they have the right of abode.

They are expected to do this by showing a current British passport or a certificate of entitlement of the right of abode: paragraph 12 of the immigration rules and section 3(9) of the Immigration Act 1971.

A certificate of entitlement is an official document which confirms the holder has the right of abode in the UK. The certificate is attached to the person’s foreign passport; a new one is required each time the passport is renewed. It isn’t possible to have more than one certificate at a time, or to have a certificate and a current British passport.

It is significantly more expensive to apply for a certificate of entitlement (£589) than a British passport (£94.50 for adults or £61.50 for under 16s when applying online).

Travelling to the UK without a UK passport or certificate of entitlement

British dual nationals whose other nationality is for a ‘non-visa national country’ (meaning, one which isn’t subject to a UK visit visa requirement) used to be able to travel to the UK using their foreign passport without a certificate of entitlement.

People travelling on a non-British passport demonstrate their permission to travel by using:

  • their digital UK immigration permission (eVisa), if they are resident in the UK;
  • their entry clearance vignette sticker or eVisa, if they are from a visa national country; or
  • their electronic travel authorisation (ETA), if they are visiting the UK and are from a non-visa national country (for example, Australia, Canada, New Zealand, USA or an EU country).

A British dual national travelling on a foreign passport would not have any of those. They would be ineligible for an ETA, eVisa or immigration permission due to their British citizenship.

The Home Office has been advising British dual nationals to travel on a British passport or with a certificate of entitlement for many months. But in practice it has not been strictly enforcing the ETA requirement for non-visa nationals, to allow people time to adjust. Those transitional arrangements will end in early 2026.

From 25 February 2026, the Home Office will be fully applying the ETA requirement. The Home Office is advising British dual citizens to make sure they have a valid British passport or certificate of entitlement if they will be travelling on or after that date. If they don’t, they may not be able to board their transport to the UK.

What can people do if they have an urgent need to travel?

British dual citizens travelling on or before 24 February 2026 should be allowed to board transport to the UK if they have a valid passport for a non-visa national country, due to the transitional arrangements.

British dual citizens whose other nationality is subject to a UK visit visa requirement need to travel with a British passport or certificate of entitlement.

British nationals abroad might be able to apply for an emergency travel document if they have an urgent need to travel and can’t renew or replace their British passport in time. It might be more difficult to get an emergency travel document if the person hasn’t had a UK passport for many years.

Why can’t people prove their right of abode in other ways?

Some people question why they can not use other documents to prove their right of abode and exemption from the permission to travel requirement, such as an expired British passport or a certificate of naturalisation or registration as a British citizen.

Those documents are not listed in the Home Office’s document checking guidance for transport providers. Carriers are unlikely to deviate from the guidance because they can be penalised for bringing inadequately documented passengers to the UK.

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– Published by EveningReport.nz and AsiaPacificReport.nz, see: MIL OSI in partnership with Radio New Zealand

The new TV shows we’re excited to watch in 2026

Source: Radio New Zealand

There’s a lot to look forward to on the box this year. Critical darlings like Bridgerton, The Pitt, EuphoriaandThe Boys are all returning for new seasons, while old fan favourites like Malcolm in the Middle and Scrubs are being dusted off, spruced up and preparing for the spotlight once again after decades off-screen.

But today, we’re not talking about any of those. No. Instead, we’ve compiled a bunch of the all-new TV shows coming out this year that we think should be on your radar.

The best TV shows of 2025 so far

Agatha Christie’s Seven Dials

Agatha Christie’s Seven Dials.

Netflix

Clues and chaos abound in this lavish adaptation of Agatha Christie’s crime novel starring Helena Bonham Carter and Martin Freeman. At a fancy house party in the English countryside, a murder spoils the vibe and turns all the guests into suspects. Described as “witty, epic and fast-paced,” the fun is in trying to deduce whodunnit from the trail of Christie’s expertly placed breadcrumbs. Promises to be a murderously good time.

Watch: Netflix. When: 15 January

Alley Cats

Noted cat lover Ricky Gervais has seemingly taken inspiration from the classic Hanna-Barbera cartoon Top Cat, with this new animated series about a bunch of stray cats and their daily hijinks and is said to be filled with Gervais’ “signature style of heart and social commentary”.

After the brilliance of The Office UK and Extras, can Ricky Gervais create TV sitcom magic for a third time? We don’t want to sound catty, but based on his recent stand-up efforts, the answer unfortunately leans negative. Nevertheless, we’ll be hoping for the best.

Watch: Netflix. When: TBC.

The Beauty

This body-horror thriller from uber-producer Ryan Murphy (American Horror Story, Glee) sounds deliciously dumb. It follows two FBI agents tasked with investigating a mysterious sexually transmitted virus that is killing supermodels in increasingly gruesome ways. With the risk of the virus escaping the beautiful people and infecting the world, the agents’ against-the-clock investigation leads them to a shady company helmed by Ashton Kutcher’s globe-trotting tech-bro billionaire and the crosshairs of his ruthless assassin, who will stop at nothing to protect their secrets.

Watch: Disney+. When: 22 January

Blade Runner 2099

The acclaimed Blade Runner movie franchise swoops onto the small screen in this new series. Set 50 years after Denis Villeneuve’s mindbending 2017 movie sequel, details about the sci-fi dystopian show are more closely guarded than a replicant’s true identity. All we know so far is that it stars Michelle Yeoh as a seasoned replicant facing the end of her existence. All going well, Blade Runner 2099 will replicate the recent success of franchise founder Ridley Scott’s other movie-to-TV franchise, Alien: Earth.

Watch: Prime Video. When: TBC

Crackhead

Holly Shervey in Crackhead.

Supplied

Described as an “edgy dark comedy,” this new local show stars Holly Shervey as the titular crackhead, who is sentenced to a stint in rehab after burning down her sister’s house while under the influence. While playing for laughs, the show is said to take its topics of mental health and addiction seriously. It’s a thin line to walk, so let’s hope it’s addictive viewing.

Watch: ThreeNow. When: TBC

Good Bones

Josh Thomson in the series Good Bones.

Neon

Comedian Josh Thomson stars in the series Good Bones, which puts a dark satirical twist on the home renovation genre. In this comedy-horror, Thomson stars as a chronic procrastinator and first-time father-to-be who finally gets started on his long-promised DIY around the house. But when the drywall comes down, it reveals a horrific crime scene, which forces him to investigate the case while still keeping the renovation progressing.

Watch: Neon. When: TBC

Lord of the Flies

Multi-BAFTA award-winning writer Jack Thorne (Adolescence) is behind this adaptation of the harrowing, classic novel of the same name. The four-part drama stays faithful to the source material’s 1950s setting and follows a group of young boys who find themselves stranded on a tropical island after a plane crash. As their hopes of rescue drift further away, their initial civility degrades into tribal violence.

Watch: TVNZ+ When: TBC

The Miniature Wife

There is no truth to the rumour that this show was originally titled Honey, I Shrunk The You. In this surreal rom-com, Elizabeth Banks and Matthew Macfadyen (of Succession fame) star as a married couple who have to deal with the big problem of Banks’ character being shrunk after a technological mishap.

Watch: TVNZ+ When: TBC

Ms. X

Could this be Aotearoa’s answer to Breaking Bad? Probably not. But the makers of this action-dramedy aren’t hiding that Ms. X follows the “good person gone bad” tropes. Here, a suburban Kiwi mum breaks bad after suspicions of her husband’s infidelity set her on a collision course with organised crime, the law and, most fearsome of all, her school’s PTA. Melissa George heads the all-star local cast, which also includes Simone Kessell, Dean O’Gorman and, and Robbie Magasiva.

Watch: ThreeNow. When: TBC

Scarpetta

Nicole Kidman as Kay Scarpetta.

Amazon MGM Studios

Nicole Kidman dons the white lab coat of forensic pathologist Dr Kay Scarpetta, in this crime-thriller series based on Patricia Cornwell’s bestselling series of novels. The show sees Scarpetta return to her hometown to investigate a trail of grisly murders that point to a serial killer on the loose. But on her return, old crimes resurface as she navigates forensic science and psychological trauma. Jamie Lee Curtis also stars as Scarpetta’s sister, Dorothy.

Watch: Prime Video. When: 11 March

Small Town Scandal

Tom Sainsbury in Small Town Scandal.

Neon

Comedian Tom Sainsbury adapts his hit True Crime spoof podcast into this eight-part comedy series. He plays a podcaster investigating the suspicious death of his millionaire uncle and interrogating the eccentrics that live in the same small fictional town of Te Hōiho. The series also stars local Emmy-winning actress Morgana O’Reilly, award-winning comedian Rose Matafeo and Brit comedy icon Felicity Kendal.

Watch: Sky Comedy / Neon. When: 9 February

Spider-Noir

Spider-Noir will drop on Prime Video this year.

Prime

In a quirk of licensing, this live-action series based on the Marvel hero Spider-Man Noir has no connection to the Marvel Cinematic Universe or Disney+. Which, depending on your view, is could be either a good or bad thing.

Instead, this 1930’s superhero series swings onto Prime Video as part of Sony’s dazzling and highly inventive Spider-Verse, er, universe. After voicing the down-on-his-luck private investigator in the animated films, Nicholas Cage returns as the titular character in the show that promises to blend classic detective drama with superhero elements.

Watch: Prime Video. When: TBC.

The Testaments

Lucy Halliday and Chase Infiniti in The Testaments.

Disney

If you’ve been missing the grim and depressingly bleak world of The Handmaid’s Tale, then good news! Its sequel is on the way.

Based on author Margaret Atwood’s Booker Prize-winning novel of the same name, this new series returns us to the dystopian theocracy of Gilead around five years after the events of THT. The series, which went into production straight after the conclusion of THT, follows a new group of young women as they attempt to fight the patriarchy and a society conditioned to keep them down.

Watch: Disney+. When: April.

Karl Puschmann is an arts and entertainment journalist and the author of Screen Crack, a Substack dedicated to film and television: screencrack.substack.com.

– Published by EveningReport.nz and AsiaPacificReport.nz, see: MIL OSI in partnership with Radio New Zealand

Demand for staff in Queenstown higher than ever – but people can’t afford to live there

Source: Radio New Zealand

Scotland’s Orla Marshall lives in a van – the only way she had been able to return to Queenstown to work after finding it too costly last winter. RNZ / Katie Todd

Gold Rush: Who’s cashing in on Queenstown? An RNZ series examining the money flowing into Queenstown – and who’s missing out.

Workers are arriving in Queenstown and leaving within weeks because the cost of living is too high, recruiters and unions say.

Despite record-high visitor spending and hundreds of job listings, data shows a growing gap between average pay rates and day-to-day living costs in the district.

Café worker Orla Marshall, from Scotland, was living in a van – the only way she had been able to return to Queenstown after finding it too costly last winter, she said.

She initially rented a room in a flat with her partner in Fernhill at a below-average $220 per week – but it came with “very expensive” heating, she said.

“A lot of our paycheque was going towards that. And we did not necessarily find Queenstown to have higher wages, just higher prices,” she said.

According to Hospitality NZ, hospitality roles in Queenstown paid $28.51 per hour on average – just 2.4 percent higher than elsewhere in the country.

Data from Infometrics showed across the board, the average Queenstown worker earned $69,788 – 12 percent below the New Zealand average.

Meanwhile, both rents and house prices in Queenstown Lakes District were the most expensive in New Zealand.

Rents had risen faster than earnings, to their least affordable rate since 2000, Infometrics data showed – taking an average 27.2 percent of each renter’s income.

Queenstown. RNZ / Kymberlee Gomes

The average weekly rent in Queenstown was $707, compared to the New Zealand average of $573.

Groceries, fuel and other expenses all seemed to carry a Queenstown premium, Marshall said.

“I just cannot comprehend how [employers] expect people to be able to get by on the wages that they offer,” she said.

“If there are customers coming in, tours coming in, they are charging more, they are making more – but they are paying you the same as they would anywhere else, which is quite ridiculous.”

Unite Union regional organiser Simon Edmunds. RNZ / Katie Todd

‘You can do the equation – it does not work’: union

Unite Union regional organiser Simon Edmunds said in the hospitality industry, he knew of people enduring poor rentals or working second jobs to get by.

“There are certainly some businesses that pay minimum wage in Queenstown – $23.50. Paying $300-400 for a room. You can do the equation – that does not work,” he said.

The average hospitality wage of $28.50 or the national living wage of $29 per hour was far from enough, he said.

“It is not just rent – food prices here are crazy expensive. Petrol is expensive … parking is incredibly expensive, and there are no provisions made for workers to get discounts.”

In 2023, workers had been resorting to living in their cars, tents, hostels and couch surfing to get by amid a shortage of rentals, he said.

Now, many were simply choosing other places to live, he said.

“A lot of people end up leaving. There is an awful lot of workers that come here with hopes. That try it out. That find they are just not saving money or even going backwards, and they will leave for somewhere else in New Zealand if they can, or overseas again.”

Remarkable People’s Shauna O’Sullivan. RNZ / Nate McKinnon

Demand for workers ‘crazy’: recruiter

Shauna O’Sullivan, area sales manager for recruitment company Remarkable People, said demand for staff was higher than ever, with hundreds of jobs available.

“It is just crazy busy down here. It is insane. I have been with the company for four years now, and this is the busiest it has ever been,” she said.

“The demand for skilled workers is very high and it is very, very difficult to find those that are staying and can commit to the work that needs to be done.”

She said high turnover was a huge factor in the job market – and she too was seeing people leave roles almost immediately.

“People do seem to be coming through and then leaving quite promptly… we place people into long-term roles and then maybe a week or two later they come back and say, look, I cannot afford to live here,” she said.

Many were looking across the ditch for higher wages.

“We are losing a lot of people to Australia,” she said.

Workers in, workers out

Edmunds said he was not holding out hope for employers to pay their workers more.

Queenstown appeared to be turning into a “high churn” economy, where employers – particularly in the tourism sector – paid poorly but recruited often, he said.

“There are good employers who have long-term staff, but they are a bit far and few between … for a lot of employers, they just accept that that is what you do in Queenstown and have adapted accordingly,” he said.

Edmunds said Queenstown had always been expensive place to live – but it should not just be a playground for the ultra-rich, he said.

“Queenstown can be a place that can have ultra-high-end tourism, beautiful, $20 million mansions and even billionaire bunkers… but what is to stop it from being a place where the people – who actually run it, who actually do the work and keep the shops open, who did right through Covid, who actually are committed long term to the place – actually get some of those rewards as well?”

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– Published by EveningReport.nz and AsiaPacificReport.nz, see: MIL OSI in partnership with Radio New Zealand

NCEA exam results can be accessed from today

Source: Radio New Zealand

RNZ

More than 150,000 students in New Zealand, Niue and the Cook Islands can access their NCEA exam results today.

They can log into the Qualifications Authority’s website to see how they went.

The authority said students would be able to access their marked NCEA exam papers from 20 January.

It said scholarship exam results and papers would be available from 10 February.

The authority said students who found they had too few credits for an NCEA certificate should talk to their school or to Te Kura the Correspondence School.

It said students could request a review or reconsideration if they believed their answer booklet had not been marked correctly or results were not recorded accurately.

NZQA said students who had misplaced their National Student Number and password should use Awhina, NZQA’s online chatbot, or contact its contact centre on 0800 697 296.

The 2025 results will be closely watched due to some principals’ fears that high-stakes literacy and numeracy requirements will dent pass rates.

Results from last year’s literacy and numeracy tests indicated students’ from poor communities were less likely to pass.

The government is moving to replace NCEA with a new qualification that would be phased in from 2028-2030.

If the government stuck to its timetable, this year’s Year 10 cohort would be the last group to use NCEA and this year’s Year 9’s the first to use the new qualification.

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– Published by EveningReport.nz and AsiaPacificReport.nz, see: MIL OSI in partnership with Radio New Zealand

Mountain biker spends 24 hours circling Christchurch McDonald’s

Source: Radio New Zealand

Twenty-one-year-old Matthew Fairbrother rode around a Christchurch McDonald’s for 24 hours. Matthew Fairbrother

A Christchurch mountain biker spent 24 hours cycling continuous laps around a McDonald’s drive-through to test his endurance.

Twenty-one-year-old Matthew Fairbrother clocked up 500 kilometres on the ride on Christmas Day, which he described as a “deliberately absurd” endurance challenge.

“I came up with this idea about a year ago and started looking into it and worked out the only day that I could do it was the 25th of December because that’s the only day McDonald’s shuts down,” he said.

“It’s been on my mind the last 12 or so months and it’s just been burning a hole, so I had to go extinguish that fire and get it done.

“There was never a distance goal it was just a time goal. I basically told myself I’d bike for 24 hours or up until I got kicked out. I started at 5am and then I stopped at 5am and over the whole 24 hours I only spent just under two hours not moving.”

Fairbrother said he felt exhausted but satisfied at the end.

He said the ride was intentionally simple and repetitive, and rather than aiming for speed or spectacle, the challenge focused on mental discipline.

“I don’t usually do stupid things like this. At my core I’m a mountain biker, mainly long distance so a lot of the things and events I do are super physically tough, but also mentally tough, so I spend a lot of time by myself in the mountains and most of the time it’s mind over matter,” he said.

“So I guess this was a big test of what my mind and my mental capacity actually has. Physically I knew I could bike for 24 hours non-stop but to do it in the way I did, mentally I’ve never done anything so tough.”

Fairbrother said he got into biking through his family.

“I started mountain biking when I was 12 but the more adventure side of it kicked in at age 16, then at age 17 I went overseas to compete internationally and ever since then I’ve been doing six months overseas competing each year.”

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– Published by EveningReport.nz and AsiaPacificReport.nz, see: MIL OSI in partnership with Radio New Zealand

One dead after Christchurch apartment fire

Source: Radio New Zealand

File photo. RNZ / Rebekah Parsons-King

One person has died after a house fire in Christchurch.

Emergency services were called to an apartment on Korimako Lane just after 4pm on Tuesday after reports of a fire alarm sounding and the smell of smoke.

Police said one person was transported to hospital in critical condition, where they died.

Four crews responded and the blaze was contained at 4:35pm.

Enquiries into the circumstances of the blaze are ongoing.

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– Published by EveningReport.nz and AsiaPacificReport.nz, see: MIL OSI in partnership with Radio New Zealand

‘Several’ people injured in serious Rotorua crash

Source: Radio New Zealand

A major road in Rotorua has been closed after a serious two-vehicle crash.

Police said several people were injured after two vehicles collided on Tauranga Direct Road between Hamurana Road and Te Waerenga Road at about 5.30pm on Tuesday.

The road is closed while emergency services respond.

Motorists are advised to avoid the area and expect delays.

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– Published by EveningReport.nz and AsiaPacificReport.nz, see: MIL OSI in partnership with Radio New Zealand

Fatal house fire, Sydenham

Source: New Zealand Police

One person has died following a house fire in Sydenham this afternoon.

Police were called to assist Fire and Emergency New Zealand at the Korimako Lane property around 4pm.

One person was transported to hospital in critical condition, where they sadly passed away.

Enquiries into the circumstances of the fire are ongoing.

ENDS

Issued by Police Media Centre

Tennis: NZ pair into ASB Classic quarter finals

Source: Radio New Zealand

New Zealand’s Finn Reynolds and James Watt during their doubles match at the ASB Classic. Andrew Cornaga/www.photosport.nz

New Zealand doubles pairing Finn Reynolds and James Watt have belied their wildcard status to progress to the quarter-finals of the ASB Classic tennis tournament in Auckland.

The local duo beat Belgium’s Sander Gille and Sem Verbeek of the Netherlands in a super tiebreak 6-4 6-7(2) 13-11 on Tuesday on centre court.

Down four points in the tiebreak, the New Zealanders stormed back into the match and secured their first win of the tournament.

The Kiwis said they never doubted they could get a result.

“You always think it’s not over until it’s over you’ve got to play every single point as hard as you can,” Watt said.

Reynolds backed that up.

“You’re definitely aware that you’re not in the greatest position but you always believe you can win. Talk to any player here they’ve all had crazy comebacks or losses going the other way around so you’re never out of it, especially in doubles.”

They had drawn on the crowd’s energy to get them into the next round.

“We’re on a big high right now, the crowd and the atmosphere really got us pumped up at the end there,” Watt said of the post-match emotions.

“We were trying to get some energy going in the first tiebreak and it just felt like we were a little bit flat and even in the super [tiebreak] it was sort of like that too and we just eventually got things going and then we just needed one or two shots to get ourselves really pumped up and the crowd pumped up because it was getting a little quiet.”

Reynolds and Watt will play the winner of match between the third seeds from France, Sadio Doumbia and Fabien Reboul, and Austria’s Alexander Erler and Robert Galloway of the United States who play on Wednesday afternoon.

Tuesday’s match was Watt’s second time on court at his home tournament after he lost in his singles match against American Jenson Brooksby on Monday.

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– Published by EveningReport.nz and AsiaPacificReport.nz, see: MIL OSI in partnership with Radio New Zealand

Australia vs NZ: Who’s doing retirement income better?

Source: Radio New Zealand

Who gets the best deal in retirement? Australians or New Zealanders? RNZ / REECE BAKER

Do New Zealanders or Australians get a better deal in retirement?

Commentators say it depends who you’re asking.

A number of people who contact RNZ with questions about their financial lives want to know about NZ Super if they’ve been in Australia or [https://www.rnz.co.nz/news/business/579686/we-re-in-australia-can-we-come-back-and-get-nz-super-ask-susan their entitlements to a pension in Australia if they’ve been living here.

But how do the two systems compare?

Superannuation savings

Australians probably get a better deal out of their superannuation savings than New Zealanders do from KiwiSaver.

From July last year, the contribution rate has been set at 12 percent – and this is contributed by the employer. Contributions are generally taxed at 15 percent but tax is charged on withdrawals when they are made from income before tax was paid on it such as contributions from an employer or salary sacrifice.

In New Zealand, our current default rate of 6 percent is split between the employer and employee. It comes from taxed income and returns made by the fund are taxed. Withdrawals are not taxed.

Tim Jenkins, superannuation consulting leader at Mercer, said the contributions were a key difference. “In Australia, no one needs to pay a contribution… if you’re an employee, it’s 12 percent regardless of whether you pay or not.”

The compulsory nature of the scheme meant that anyone who was employed was developing savings for retirement, whereas in New Zealand people could opt out of the scheme, or stop contributing.

He said it was notable that New Zealand had next to no tax concession for savings.

“In Australia there are substantial tax concessions particularly for the higher end of town and that makes a big difference on incentives and what people choose to do.”

Jenkins said another difference was that Australian superannuation schemes had life insurance built in, whereas in New Zealand people have to arrange and pay for this cover separately

People can also access their superannuation in Australia when they are 60 if they have left work. In New Zealand, access is tied to the age of eligibility for NZ Super.

“That’s quite important because you have a number of people who cannot continue working to 65 because of the physical jobs, or whatever is going on, or they’re unemployed,” Jenkins said. “This helps with that transition to retirement phase.”

New Zealand’s pension costs about 5.1 percent of GDP, roughly twice what Australia’s costs. It is projected to rise to 8 percent by 2065, compared to a projected drop to 2 percent for Australia by 2060.

Pension

But it’s on the pension that New Zealand comes into its own.

In Australia, you need to be 67 to qualify. To receive the full pension amount, you can only earn up to $218 a fortnight as a single person, or $380 as a couple.

The cut-off point for a single person to receive anything is $2575.40 a fortnight, and for a couple it is $3934.

A single homeowner also cannot have assets more than $321,500 to receive a full pension.

In New Zealand, NZ Super is available to anyone over 65 who meets the residency requirement, with no income or means testing.

To generate the amount that a single person gets in NZ Super, you’d need to have about $600,000 saved, at a drawdown rate of 4 percent a year. At the moment, the average balance of Australians nearing retirement is about A$400,000.

Jenkins said Australian super was replacing the pension for middle Australia, whereas all residents and citizens in New Zealand could access it.

Simplicity chief economist Shamubeel Eaqub said, from an individual perspective, New Zealand had a really good system. “Everybody just gets free cash… Who would say no to free cash? The problem, of course, is that the overall pension system doesn’t make sense.

“It’s literally free money. Essentially working New Zealanders are subsidising the superannuation system. It’s working as we designed it to and it’s doing exactly what we thought it would. The question is, is it fair?”

The cost of the current system was projected to keep rising in an unsustainable way, he said.

“If you look at the Treasury long-term briefing, there’s a really nice chart of New Zealand versus Australia, comparing the total superannuation cost including the subsidies for their savings scheme.

“Ours goes up forever, and theirs gradually trends down over the next several decades. That’s the difference. We have it good for now but it’s not going to last.

“They have it good for those who need it but not so much for those who don’t. They have a system that encourages people to save out of their income … it’s really around collective versus individual. I think the lens really matters but also generational, so for people who are getting it now this current system in New Zealand is fantastic and it’s absolutely terrible for the young people of New Zealand.”

Pie Funds chief executive Ana-Marie Lockyer agreed there were clear differences.

“I would say Australia is more generous at the front end through compulsory employer contributions and tax breaks. New Zealand is more generous at the back end by guaranteeing a universal pension. They’re fundamentally different philosophies rather than one clearly being more generous overall, and different cohorts will benefit from one over the other.”

Australia’s pension is generally tax-free and more generous than New Zealand’s, which is also taxed as income.

Other differences

Jenkins said another difference was that Australia had given more thought to helping people spend their superannuation savings.

“We’re starting to get decumulation options and a focus on how to spend in retirement using your super as opposed to New Zealand, which is really a savings system at this stage… every system has its strengths and its weaknesses and it’s the combination of the KiwiSaver or super guarantee alongside the age pension that makes the difference. You’ve got to look at both together. And then think about not just accumulation but how does decumulation work?”

What if you live in one country and want to retire in another?

New Zealand has a reciprocal social security agreement with Australia and you can use residence in either country to meet the residency test for the pension in the other.

Ministry of Social Development general manager international, disability and generational policy Harry Fenton said if someone relied on time spent in Australia to meet the residency requirements, they would not be able to qualify for NZ Super until they reach the age of entitlement for Australian Age Pension, which is age 67.

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– Published by EveningReport.nz and AsiaPacificReport.nz, see: MIL OSI in partnership with Radio New Zealand